What to do if your credit score is not high enough – six
ways of improving your credit rating.
The general concept of the credit score and how it is calculated.
What information contained in a credit report file is used to
calculate your credit score, and what is not used.
What is a credit score and what information it contains. How
the content of your credit report file can affect your life.
How to find out what your credit score is and what information
is in your credit report files.
How to deal with credit bureaus when information on your credit
report in incorrect.
Basic terms on which banks open credit card accounts, and typical
fees associated with these accounts.
How opening a secure credit card account can establish credit,(or
fix damaged credit)
Some prepaid cards provide monthly statements and\or allow you
to check your card balance by phone or on the internet.
If you think that you are going to use the card for cash advances,
you need a card that offers lower annual percentage rate(APR)
and has low fees on cash advances.
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Related resources: National Foundation
for Credit Counseling, The Fair
Credit Reporting Act