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Welcome
Welcome to How Much Answers, your source for money answers to common
personal finance questions spanning the topics of loans, credit,
insurance, and investing. Looking for quick answers to your "how
much" money questions? You have come to the right place!
Two fantastic ways to start are reading our about us
page to learn a little bit about your webmaster and also our site map
for an overall feel of our finance topics and structure. Have a how much
question that we have not yet answered? Please do not hesitate to contact us!
Loans
This section discusses loans and is dedicated to providing tips
and advice on choosing financial products offered by banks including:
home loans, mortgage refinancing, auto loans, car dealership financing
facts, etc. See loans.
New home: What not to do when
buying a new home. Seven common mistakes that should be avoided...more
about a new home
buying process.
Home equity loans and equity
lines of credit misconceptions. A home equity loan is a closed,
one time loan, on which you make a monthly...more about a home
equity loan.
Car loan: All car buying guides
suggest that it is much better to secure an auto loan, before
you go shopping at a dealership...more about a car
loan.
Payday loans are unsecured,
short term, usually small loans, offered with terms which can
be compared to those of street loan sharks...more about a payday
loan.
Credit
This section examines credit score facts, the importance of
knowing your credit score, practices of credit reporting agencies,
and how to improve your credit rating.
See credit.
Credit cards: Banks make a tremendous
amount of money from people who do not pay their credit card balance
in full every month. Competition for those clients drives...more
about a credit
card.
Prepaid cards:
A government agency can deposit unemployment benefits, child support
payments directly into the prepaid card...more about a prepaid
card.
For people with no credit history,
a secure credit card is an excellent way of getting their first
card and establishing credit. However, before the credit card
application is approved...more about a secure
credit card.
Bumping up your credit score
by just about 100 points can save a few thousand dollars in interest
on a car loan, and several hundred dollars a month on a home loan...more
about credit
score.
Debt and Bankruptcy
Many of us are in debt due to credit cards, student loans, tax bills,
medical bills, the bad economy, and more. This section shares debt tips,
information, guides, and solutions. Additionally, we discuss bankruptcy.
See debt.
Consolidating Debt: Consolidating your
debt has many advantages such as lowering your monthly payment, stopping
the harassing phone calls from creditors, avoiding bankruptcy, and taking
control of your financial destiny by fighting back. Learn about
debt
consolidation, why
you should consolidate debt, and more.
Bankruptcy: Sometimes there is no other option than
filing for bankruptcy.
Our guide provides easy to understand information about the bankruptcy process, the
types of bankruptcy, new
bankruptcy laws, and more
to assist in your financial decisions.
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Insurance
This section explores the following topics: how to compare different
insurance products, ways of researching insurance companies, and
getting affordable insurance quotes online. Life, auto, and home
insurance discounts are discussed. See insurance.
Insurance discounts: There are
many discounts insurance companies offer to attract clients. These
discounts can make a real difference in your insurance quote...more
about
insurance discounts.
Insurance companies: State insurance
departments can provide valuable information on companies licensed
in a particular state, including average homeowner insurances
rates and frequency of complaints...more about insurance
companies.
Life insurance provides financial
security to your family in the event of your death. While many
believe that single people do not need life insurance...more
about life
insurance.
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Investing
This section concentrates on investments and explores saving
for retirement, focusing primarily on 401K plans and Roth IRA
accounts.
See investing.
401K plan: A matching contribution
is a slowly disappearing feature of a 401K, which can be a gold
mine for those whose employers still mach a percentage of contributions...more
about a 401
K plan.
To find out more about mutual funds and other
401K investment options, ask your plan administrator...more
about 401K
investments.
Why a Roth IRA is considered
one of the best financial vehicles into which you can put your
money...more about Roth
IRA.
Financial News
The global financial system has been very tumultuous as of late. Banks are going out
of business, we are facing difficult times, and the government is stepping in to help.
In facing this historic time, How Much Answers takes a look at the latest news,
answering your money questions about current news developments.
See money news.
We start with
The HOPE NOW Program
and a discussion of Obama and Taxes.
UK How Much Answers
As our newest section, we have recently expanded to provide how much answers
specifically for our UK visitors, with links to UK money resources! See Money Answers UK.
Auto Loans may seem complex and intimidating. We
offer money tips on new and used auto financing,
auto loan trade ins, and
auto leasing versus buying.
Auto Insurance is a necessity. Price and quality
are both critical factors. Covering the basics of car insurance,
saving money on auto insurance,
reducing the cost of your car insurance,
auto insurance components, and
car insurance risk profiles,
we have a wealth of money answers to help you save.
Travel Insurance is a very important insurance
vehicle for protecting the investment you have made in your future travel plans. Learn
all about travel insurance
and getting a great quote
on your travel insurance.
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